MyWallet
An expense tracker that never connects to your bank
MyWallet is an expense tracker that works without any bank connection. Instead of syncing your accounts, you log each expense in seconds: say it ("lunch 12 and uber 8"), snap the receipt, or let Apple Pay purchases and Android bank notifications log themselves. You see what's left this month and what you're on track to save, and your bank login never leaves your hands.
Why skip bank sync?
- Your bank password or login token is never shared with a third-party aggregator.
- No broken connections, duplicate imports or transactions that show up days late.
- Logging a purchase yourself, in the moment, makes you notice what you spend. That awareness is the point of tracking.
- It works with any bank in any country, in any currency.
The catch, and how MyWallet removes it
Manual trackers usually fail because typing every purchase is a chore. MyWallet is built so logging takes seconds: tap the mic and speak several expenses at once, photograph a receipt or share a screenshot or PDF, and AI fills in the amount, date and category. On iPhone, an Apple Pay Shortcut logs card taps automatically; on Android, purchase notifications from your bank are turned into expenses.
A daily streak, a reminder at the time you usually log and a weekly recap help the habit stick.
What it costs
Tracking expenses, income, categories and your savings forecast is free. Pro adds AI capture, category budgets and alerts, a linked wallet with your partner and CSV/PDF export for US$4.99/month or US$39.99/year. Every new account gets Pro free for 14 days with no card.
Questions
Is an expense tracker without bank sync accurate?
It's as accurate as what you log. MyWallet makes logging fast enough to do on the spot, and flags entries that look counted twice, such as a charge that's already one of your monthly expenses.
Does MyWallet ever ask for my bank password?
No. It has no bank connection at all. Expenses come from what you say, photograph, type, or from Apple Pay and bank notifications on your own phone.
Does it work on iPhone and Android?
Yes. MyWallet is a web app you add to your home screen, where it opens full screen like a regular app.